EMPLOYMENT PRACTICES LIABILITY
What is an Employment Practices Liability policy?
An Employment Practices Liability (EPL) policy shields you and your business from the financial risks of employment-related lawsuits. It's crucial for minimizing the impact of legal actions related to your employment decisions and actions.
When would I need Employment Practices Liability policy?
An EPL policy offers coverage for lawsuits initiated by employees or former employees, alleging wrongful employment practices. These may include accusations of discrimination, harassment, wrongful termination, and other employment-related claims.
For specific application to your company, click below.
Frequently Asked Questions
Please contact us at payson@techinsurancegroup.com if you cannot find an answer to your question.
Employment practices fall outside the scope of general liability coverage. An EPL policy specifically addresses in-house (non-third-party) claims, while general liability policies focus solely on third-party claims, typically involving bodily injury and property damage.
While advisable for all businesses, not every business needs an EPL policy. Yet, given the risks of employment-related claims, it's important to consider coverage. Consult with our EPL insurance experts to assess your business's needs.
Ideal coverage limits differ based on individual business needs. Factors such as business size, employee count, and past incidents influence desired coverage. Contact our insurance professionals to customize coverage limits for your business.
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